{"id":7990,"date":"2018-07-11T19:29:51","date_gmt":"2018-07-11T19:29:51","guid":{"rendered":"https:\/\/confesionario.co\/w\/los-9-beneficios-que-tendra-si-aplica-al-nuevo-y-mejorado-prestamo-del-icetex\/"},"modified":"2018-07-11T19:29:51","modified_gmt":"2018-07-11T19:29:51","slug":"los-9-beneficios-que-tendra-si-aplica-al-nuevo-y-mejorado-prestamo-del-icetex","status":"publish","type":"post","link":"https:\/\/confesionario.co\/w\/los-9-beneficios-que-tendra-si-aplica-al-nuevo-y-mejorado-prestamo-del-icetex\/","title":{"rendered":"Los 9 beneficios que tendr\u00e1 si aplica al nuevo (y mejorado) pr\u00e9stamo del Icetex"},"content":{"rendered":"<p>Gracias a la sanci\u00f3n de la ley 1911 de 2018 por parte del presidente Santos, la entidad dispondr\u00e1 de la Contribuci\u00f3n Solidaria a la Educaci\u00f3n Superior que permitir\u00e1 a los j\u00f3venes ingresar a instituciones que no tengan la acreditaci\u00f3n de alta calidad.<\/p>\n<p>Esta novedad de pr\u00e9stamo, adem\u00e1s, elimina nueve obst\u00e1culos que hay\u00a0para acceder al cr\u00e9dito tradicional\u00a0o al cr\u00e9dito condonable, de acuerdo con\u00a0<a href=\\\"https:\/\/portal.icetex.gov.co\/Portal\/Home\/prensa\/2018\/07\/10\/la-contribuci%C3%B3n-solidaria-a-la-educaci%C3%B3n-superior-es-una-realidad-para-el-pa%C3%ADs\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">el comunicado del Icetex.<\/a><\/p>\n<p><strong>Los cambios a los requerimientos para obtener este pr\u00e9stamo para estudiar son:<\/strong><\/p>\n<ul>\n<li><strong>No necesitar\u00e1 codeudor.<\/strong><\/li>\n<li>No habr\u00e1 cobro de inter\u00e9s.<\/li>\n<li>No habr\u00e1 proceso de cobranza.<\/li>\n<li>No habr\u00e1 reportes en centrales de riesgo.<\/li>\n<li>No existir\u00e1 la mora ni los intereses de mora.<\/li>\n<li>No\u00a0requerir\u00e1 estudios de financiaci\u00f3n.<\/li>\n<li>No capitalizar\u00e1 intereses.<\/li>\n<li>El pago\u00a0ser\u00e1 de acuerdo con el nivel de ingreso en un porcentaje del 6% al 19%.<\/li>\n<li>Solo se realizar\u00e1 el pago cuando ya est\u00e9 devengando.<\/li>\n<\/ul>\n<p>Adem\u00e1s, el bolet\u00edn rese\u00f1\u00f3 que si el beneficiario fallece, el aporte no va m\u00e1s.<\/p>\n<p>Si bien no es necesaria la acreditaci\u00f3n de alta calidad, s\u00ed debe tener el reconocimiento como entidad prestadora del servicio por parte del Ministerio de Educaci\u00f3n, puntualiz\u00f3 el texto.<\/p>\n<p>Alejandro Venegas, presidente de la entidad,\u00a0<a href=\\\"https:\/\/www.bluradio.com\/nacion\/nueva-ley-permite-icetex-ofrecer-creditos-en-universidades-sin-acreditacion-de-calidad-183833-ie43647\\\" target=\\\"_blank\\\" rel=\\\"noopener noreferrer\\\">habl\u00f3 con Blu Radio<\/a>\u00a0sobre esta nueva modalidad de pr\u00e9stamo y explic\u00f3 que \u201chubo muchas regiones donde los j\u00f3venes no pudieron acceder a la educaci\u00f3n superior porque la oferta acreditada no llega all\u00e1, por eso ampliamos nuevamente el espectro\u201d.<\/p>\n<p>Sin embargo, existe el temor de que las conocidas \u2018universidades de garaje\u2019 se aprovechen de este nuevo cr\u00e9dito y se lucren sin cumplir con los est\u00e1ndares requeridos.<\/p>\n<p>Con respecto a esto, Venegas dijo en la emisora que \u201cel pa\u00eds tiene mecanismos para asegurar la calidad.\u00a0<strong>Cada vez que una instituci\u00f3n va a\u00a0hacer a un programa educativo tiene que pasar por un proceso registro calificado;<\/strong>\u00a0si el programa termina, el requerimiento se debe renovar y para nosotros esa es la garant\u00eda. Si no tiene dicho registro, no se dan los cr\u00e9ditos\u201d.<\/p>\n<p>\u201c<strong>El mecanismo de acreditaci\u00f3n de alta calidad es un plus adicional;<\/strong>\u00a0una cosa es el registro calificado y otra la acreditaci\u00f3n de alta calidad\u201d,\u00a0a\u00f1adi\u00f3\u00a0el dirigente en la entrevista.<\/p>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gracias a la sanci\u00f3n de la ley 1911 de 2018 por parte del presidente Santos, la entidad dispondr\u00e1 de la Contribuci\u00f3n Solidaria a la Educaci\u00f3n Superior que permitir\u00e1 a los j\u00f3venes ingresar a instituciones que no tengan la acreditaci\u00f3n de alta calidad.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[17],"tags":[],"class_list":["post-7990","post","type-post","status-publish","format-standard","hentry","category-otras-cofesiones"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - 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